Planning Solutions

Infinite Banking Concept

MEC's flagship product is the Infinite Banking Concept (IBC) which allows clients to become their own banker and take control of their finances. 

We utilize a specific customized Whole Life Insurance Policy... "A Dividend Paying Whole Life Insurance From A Mutual Company" as the foundation, where clients can access their funds tax-free and grow their wealth with Uninterrupted Compound Interest over time. This strategy has proven to be a powerful tool for creating long-term financial stability and freedom.

This is not your everyday run of the mill whole life insurance policy. Nope! In fact many seasoned Life Insurance Agents have NEVER heard of this concept before. Why? Because, most insurance companies are not specialized in this arena. The INFINITE BANKING CONCEPT protects clients from creditor claims, lawsuits, divorce filings and any other types of legal threat.  

In essence you will begin to mimic the features of being a BANK, where you can create loans (collateralized by your policy) to buy cars, pay your taxes, purchase a house, pay for vacations, college tuition, weddings. All within a TAX FREE environment...the possibilities becomes endless. AND....the best of all you can have MULTIPLE Policies, similar to the Bank's Branches or ATMs.

Schedule an appointment to consult with our Insurance Team to create a customized policy that will enable you to Becoming Your Own Banker (BYOB)

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Modern Efficiency Corporation. 

Let us know how we can make your financial life better.